For freelancers, artists, and day players with irregular pay
Stop Guessing.
Know Your Real Number.
Your bank balance says $800. But rent hits Friday, your phone bill auto-pays Tuesday, and that check still hasn't cleared. So what can you actually spend today?
Secure The Bag builds an 8-week cash flow forecast from your real bank data — so you see every bill coming, know what's left, and make surprises rare.
Coming Soon
Be the first to know when we launch.
Free for 7 days. Cancel anytime. No hidden charges.
We've Been There.
You wrapped a 14-hour day. Rent's due on the 1st, insurance auto-drafts on the 5th, and payroll says "Friday." Your last invoice is still net-30 pending. It's 11pm and you're doing the math: can you cover gas, parking, and groceries without something bouncing?
You're not bad with money. You're juggling three gigs, two accounts, and a paycheck that hits different every week — while your bills don't care.
Budgeting apps want you to log every coffee. Banks alert you when you're already negative. None of that solves the real problem: you need to see what's coming, not just what's here.
The forecast you've been doing in your head
See the Next 8 Weeks of Your Money
A rolling forecast that starts from your real bank balance and projects forward through every known bill and paycheck — so you can see tight weeks ahead of time and adjust before anything hits.
Cash Flow Forecast
$1,247.00| Date | Description | Amount | Balance |
|---|---|---|---|
| Apr 4 | Spotify | -$10.99 | $1,236.01 |
| Apr 5 | Car Payment | -$385.00 | $851.01 |
| Apr 8 | Freelance Payment | +$1,200.00 | $2,051.01 |
| Apr 15 | Rent | -$1,800.00 | $166.01 |
| Apr 18 | Car Insurance | -$195.00 | -$28.99 |
Overdraft Warning: Balance goes negative April 18
Simple Setup
Set it up once. Then let it run.
Sign Up
First name, email, password. That's it — takes less than a minute.
Connect Your Bank
Connect securely through Plaid. Read-only access — we can't move your money, and we never see your login.
AI Finds Your Bills
Our AI scans your transaction history and detects every recurring bill, subscription, and paycheck. You review and approve — zero manual entry.
See Your Future
Your 8-week forecast builds itself. You'll know exactly what's coming, what's left, and whether you need to make a move.
Everything Working for You. Nothing to Maintain.
Secure The Bag keeps your forecast current in the background — so you can focus on the work.
Automatic Matching
Transactions get matched to the right bill or income line automatically — so your forecast stays current without reconciliation.
SMS That Actually Helps
Text us "Can I afford a $200 kit rental this week?" and get an instant answer — we'll run the projection and tell you if it changes your overdraft date. Morning digests, bill reminders, and overdraft warnings too.
Overdraft Prediction
We flag the exact date your balance goes negative — days before it happens. Enough time to move money, skip a purchase, or pick up an extra shift.
Irregular Income? Built for It.
Day rates, gig payments, freelance checks that show up "whenever" — our AI detects your actual income patterns, even with 10-day variance. No neat bi-weekly paycheck required.
Receipt Scanning
Snap a photo of a receipt and text it to us. AI reads the merchant, amount, and date — then creates a forecast entry automatically. No typing.
All Your Accounts. One View.
Checking, savings, credit cards, loans — connect everything. See your total cash available, total owed, and this week's forecast at a glance.
A different kind of money app.
Most apps summarize the past. This one helps you decide what's safe next.
| Feature | Budgeting Apps $10–15/mo |
Expense Trackers $6–11/mo |
Secure The Bag $7.99/mo |
|---|---|---|---|
| 8-week forecast | No | No | Yes |
| SMS "Can I afford X?" | No | No | Yes |
| Auto-matching | Partial | No | Yes |
| Zero data entry | Partial | No | Yes |
| Overdraft prediction | No | No | Yes |
| Irregular income support | No | No | Yes |
They show where your money went. We show where it's going.
From Real Users
People like you, using it every day.
"Testimonial placeholder — specific result from a real user about how the forecast changed their week."
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Title / Role
"Testimonial placeholder — specific moment where an overdraft warning saved them money."
Name
Title / Role
"Testimonial placeholder — how the SMS feature helped them make a confident spending decision."
Name
Title / Role
Simple pricing. Full access.
One membership — no upsells, no "pro" gates.
$7.99/mo
$69.99/yr
~$5.83/month — save 27%
- ✓ 8-week cash flow forecast — see every bill and paycheck coming
- ✓ AI-powered matching — bank transactions auto-matched to your forecast
- ✓ SMS alerts & commands — "Can I afford $200?" answered instantly
- ✓ Overdraft prediction — know the exact date before it happens
- ✓ Unlimited bank connections — checking, savings, credit cards, loans
- ✓ AI bill detection — finds every recurring charge automatically
- ✓ Cancel anytime — no contracts, no hassle
Free for 7 days. Cancel any time before day 7 and you won't be charged.
Card required to start trial — no hidden upsells, no surprise charges.
Coming soon. Be the first to know.
Have a promo code? Enter it at checkout.
Still cheaper than one overdraft fee. Banks charge an average of $35 per overdraft. Secure The Bag pays for itself the first time it saves you from one.
Bank-Level Security
We use Plaid for read-only bank access — we can see your transactions, but we can never move your money. Your bank credentials are handled entirely by Plaid. We never see or store them.
Your data is encrypted and protected. Always.
Coming Soon
Your income is irregular.
Your plan doesn't have to be.
See the next 8 weeks of your money. Know your real number. Make the call.
Be the first to know when we launch.
Free for 7 days. Cancel anytime. No hidden charges.