Frequently Asked Questions

Connect your bank securely through Plaid. Our AI scans your transaction history to detect every recurring bill, subscription, and paycheck. Then we build an 8-week rolling cash flow forecast that shows exactly when money comes in, when it goes out, and whether you'll overdraft — days before it happens.

It's a forward-looking register that starts from your real bank balance and projects forward through every known bill and income for the next 8 weeks. Each entry shows the date, description, amount, running balance, and status. If your balance ever goes negative, you'll see the exact date — giving you time to make a move before it happens.

$6.99/month or $59.99/year (about $5/month). Every plan includes full access — 8-week forecast, AI matching, SMS alerts and commands, unlimited bank connections, and more. There's a 14-day free trial with no credit card required.

Yes. We use Plaid to connect to your bank — the same technology used by Venmo, Coinbase, and thousands of other financial apps. We never see or store your bank login credentials. All data is encrypted in transit and at rest.

Plaid supports over 12,000 financial institutions in the US, including all major banks, credit unions, and online banks. If your bank has an online login, it almost certainly works.

When a transaction appears in your bank account, our AI uses a 3-tier matching system (exact match, fuzzy match, AI analysis) to figure out which forecast item it corresponds to. High-confidence matches are auto-reconciled. Medium-confidence matches are surfaced for your one-tap approval. 89% overall accuracy.

You can text us to interact with your forecast. Text "Can I afford $200 at Best Buy?" and we'll run the projection with and without that purchase, telling you if it changes your overdraft date. Send a receipt photo and we'll auto-create a forecast entry. Text BALANCE for current balances across all accounts.

No. Budgeting apps track what you've already spent and try to put your money in categories. Secure The Bag looks forward — it shows you what's coming and whether you can handle it. No manual categorization, no logging every coffee, no guilt trips.

Absolutely — this is who we built it for. Our AI detects income patterns even with 10-day variance, handling weekly, biweekly, monthly, and irregular pay schedules. Gig workers, freelancers, day players, artists with multiple gigs — if your income is unpredictable, this forecast is especially valuable.

Yes. Connect checking, savings, credit cards, loans, and investment accounts — no limit. See everything in one dashboard with a unified forecast.

Cancel anytime from your account settings. No contracts, no cancellation fees, no guilt trips. If you cancel during your free trial, you're never charged.

Email support@securethebag.ai. We respond within 24 hours.