Stop Checking Your Bank Account 47 Times a Day
Banks alert you when it's already too late. We text you your balance exactly when you schedule it—before transfers hit, before the overdraft. No app. Just peace of mind.
7 days free on Starter · Cancel anytime
Built by a developer who paid way too many overdraft fees.
For gig workers, freelancers, busy professionals juggling multiple accounts, and anyone tired of the mental math.
We Get It.
You're not bad with money. You're just tired of the guessing game.
Wondering if that auto-pay already cleared. Doing mental math in the drive-thru. Waking up to check your balance before your feet hit the floor. Knowing—knowing—that one missed transfer could mean a $35 hole you'll spend the next week climbing out of.
Banks send alerts when you're low or worse, already negative. Budgeting apps want you to log every coffee. None of it solves the actual problem: you just need to know your number, at the right time, so you can make the call.
Simple Setup
How It Works
Link Your Bank
Connect securely through Plaid—the same tech behind Venmo and Coinbase. We never see your login. Takes about 60 seconds.
Pick your time
Morning before the day starts. 1pm before transfers hit. End of day to prep for tomorrow. You pick the moment that matters.
Your balance, your call
Your balance and last five transactions arrive right on schedule. No app. No login. No wondering. Just the number you need.
Everything You Need. Nothing You Don't.
Your Money, Your Schedule
Morning coffee check-in? End-of-day recap? Right before payday panic hour? Set your alerts for when you want them—not when some app thinks you should care.
Simple by Design
One account. One phone number. One scheduled time. One clean text with your balance and recent transactions. No clutter, no confusion.
Bank-Level Security
We never see your login credentials. Plaid handles the connection using the same encryption your bank uses. Your data stays yours.
Solution
Why Secure the Bag?
Dodge Overdraft Fees
The Math Is Simple
The average overdraft fee is $35. One alert that saves you from just one fee pays for nearly 4 months of Secure the Bag. One saved fee pays for months of peace of mind.
No App Required
Because You Have Enough Apps
We don't need to live on your home screen. We don't need your attention. We just text you what you need to know and get out of the way.
Built for Busy People
For People Who Actually Work
Gig drivers. Freelancers. Consultants. Small business owners. People whose income doesn't come in neat bi-weekly packages—or whose income is fine, but it's spread across too many accounts to track. We built this for you.
Cancel Anytime
No Contracts. No Guilt Trips.
If it's not working for you, cancel in two clicks. We'll be sad, but we won't make it weird.
Try Starter Free for 7 Days
Our most popular plan—try it free for a week. Love it? Stay for just $9/month.
Starter Plan
7 Days Free
then $9/month
Perfect for: Keeping one eye on your balance
- ✓ 7-Day Free Trial — See the value before you pay
- ✓ One Daily SMS Alert — Your balance, your schedule
- ✓ Unlimited Bank Connections — Link checking, savings, all of it
- ✓ Flexible Scheduling — Morning, evening, whenever works
- ✓ Secure Plaid Connection — Bank-level encryption
- ✓ Cancel Anytime — No commitment, no hassle
Pro Plan
$15/month
Perfect for: Multiple accounts or variable income
- ✓ Two Daily SMS Alerts — Stay on top of cash flow
- ✓ Everything in Starter — Unlimited accounts, scheduling
- ✓ Best for Complex Finances — Multiple accounts, variable income, or family spending
- ✓ Cancel Anytime — Freedom to stop whenever
Max Plan
$20/month
Perfect for: Business owners and families with multiple accounts
- ✓ Three Daily SMS Alerts — Never miss a beat
- ✓ Everything in Pro — All features, maximum alerts
- ✓ Ideal for Multiple Accounts — Business, personal, family—all covered.
- ✓ Cancel Anytime — No stress, no hidden fees
Try before you buy. Your first week is on us. No strings attached.
Still cheaper than one overdraft fee. The average bank charges $35 when you overdraft. Secure the Bag pays for itself the first time it saves you from one.
Bank-Level Security
We use Plaid to securely connect to your bank — the same technology used by Venmo, Coinbase, and thousands of other financial apps. We never see or store your bank login credentials.
Your data is encrypted and protected. Always.