Stop Paying $35 For a $4 Coffee
Banks alert you when you're already negative. By then, the fee has already hit. Secure the Bag texts you your balance before the overdraft happens—so you can move money, skip the purchase, or just breathe easy.
The Overdraft Trap
The average overdraft fee is $35. Some banks charge $39. And they don't just hit you once—if you're not paying attention, you can rack up 3, 4, 5 fees in a single day.
The worst part? Your bank knows your balance. They could warn you before you overdraft. Instead, they wait until after—because overdraft fees generate billions in revenue every year.
That $4 latte? It just became a $39 mistake. That $20 gas fill-up? Now it's $55. And by the time your bank texts you "Your balance is below $0," you're already in the hole.
There's a better way.
How Secure the Bag Stops Overdrafts
Know Before, Not After
Your bank texts you when you're already negative. We text you when you schedule it—morning, afternoon, before the transfer deadline. You get the information when you can still act on it.
The Right Time, Every Time
Set your alert for 1pm, and at 1pm you'll know exactly where you stand. Before the 2pm transfer cutoff. Before the auto-pay clears. Before the damage is done.
One Text, Total Clarity
Your current balance, your available balance, and your last five transactions. Everything you need to make the call—in one glance, right on your phone.
The Math Is Simple
The average American pays $250+ in overdraft fees per year. Secure the Bag costs $9/month—$108/year.
- → One prevented overdraft pays for four months of service.
- → Two prevented overdrafts and you're ahead for the year.
- → Three and you're saving money.
Most people who overdraft do it repeatedly—not because they're irresponsible, but because they didn't know in time. We fix the "in time" part.
Try It Free for 7 Days
Your first week is on us. Connect your bank, set your alert time, and see how it feels to actually know your balance before it matters.
If it saves you even one overdraft fee, it's already paid for itself.
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