Know Before You Overdraft. Not After.
Banks tell you when you're already negative. We tell you 14 days in advance. That's the difference between a $35 fee and a $0 problem.
Coming Soon
The $35 Problem
The average overdraft fee is $35. Many people pay multiple per month.
Banks profit from this — they have no incentive to warn you early enough to actually do something about it.
Low-balance alerts come too late. By the time you see "balance below $50," the auto-pay already cleared.
One overdraft leads to a cascade: the fee drops your balance further, triggering more overdrafts. A single missed paycheck can snowball into hundreds of dollars in fees.
You don't need a better alert. You need a forecast.
How Secure The Bag Prevents Overdrafts
8-Week Cash Flow Forecast
See the exact date your balance would go negative — days or weeks before it happens. Not a guess. A forecast built from your real bills and income.
Enough Time to Act
With days of advance warning, you can move money, delay a purchase, pick up an extra shift, or pause an auto-pay. You have options — instead of a fee.
AI Tracks Everything
Every bill, subscription, and recurring charge is detected automatically. Nothing sneaks up on you. SMS overdraft warnings are sent proactively.
The Math Is Simple
- $35 One overdraft fee
- $6.99 One month of Secure The Bag
One prevented overdraft pays for 5 months of the app.
Most people overdraft multiple times per year — the savings stack up fast. Instead of paying your bank for the privilege of running low, invest a fraction of that in never getting caught off guard again.
How It Works
Connect Your Bank
Securely link your accounts. Our AI immediately detects your bills, subscriptions, and recurring charges.
See Your Future Balance
Your 8-week forecast shows exactly where your balance is headed. If it would go negative on April 18th, you see that warning today.
Stay Updated Instantly
Every time you add, pay, or skip a bill, the forecast recalculates instantly. Your future balance is always current.
Stop Paying for Your Bank's Lack of Warning.
Coming soon. Be the first to know when we launch.
Be the first to know when we launch.