SMS Opt-In Policy - Secure The Bag

Introduction

By providing your mobile telephone number and opting in to our service, you agree to receive automated SMS messages including cash flow alerts, bill due reminders, overdraft warnings, daily digests, weekly recaps, and responses to interactive commands (such as 'Can I afford?' queries and receipt scanning). This SMS Opt-In Policy outlines your consent, the services provided, applicable terms, and your rights regarding the reception of these text messages.

Consent and Authorization

Explicit Consent: By entering your mobile number and clicking the "Opt-In" consent button, you expressly authorize Secure the Bag (hereafter "the Provider") to send you automated text messages. These messages will contain information related to your bank balance.
Verification: Upon signing up, you may receive an initial SMS to verify your mobile number. If you do not respond to this message as instructed, your request to opt in may not be fully completed.
Eligibility: You must be the owner of the mobile number provided. The service is available only to individuals who are legally authorized to receive SMS communications at the specified number.

Description of the Service

Service Overview: The service provides SMS notifications concerning your financial accounts, including bill due reminders, overdraft early warnings, daily morning digests, weekly spending recaps, responses to "Can I afford X?" queries, receipt scan confirmations, and balance queries. The notifications are sent based on the frequency you have selected and your account activity.
Content of SMS: Each SMS will contain cash flow forecast alerts, bill due reminders, overdraft early warnings, balance information, spending digests, and responses to your text commands as maintained or reported by your financial institution. The messages are intended solely for informational purposes and should not be construed as financial advice or a complete representation of your financial status.
Message Frequency: You can set the frequency of SMS notifications through your account settings. Changes to message frequency can be made through your account settings or by contacting customer support.

Standard Messaging Rates

Carrier Charges: Message and data rates may apply based on your mobile service plan. Secure the Bag is not responsible for any charges imposed by your mobile carrier.
Disclaimer on Costs: . It is your responsibility to consult with your mobile carrier regarding applicable fees and service charges.

Privacy and Data Security

Data Usage: Your mobile number and any associated account information will be used solely for the purpose of providing the SMS service. This information will be stored and processed in accordance with our Privacy Policy and applicable data protection laws.
Confidentiality: . We implement robust security measures to ensure the confidentiality and protection of your personal data. However, you acknowledge that SMS is not a secure medium for transmitting sensitive information and that you are responsible for maintaining the security of your mobile device.

Opt-Out Process

Withdrawal of Consent: You have the right to revoke your consent at any time. To opt out of receiving SMS notifications, simply reply with "STOP" to any text message received from Secure the Bag.
Confirmation of Cancellation: After you send the opt-out message, you will receive a confirmation that your number has been removed from the messaging list. Additional instructions will be provided to change the frequency of messages or to cancel your service agreement.
Reinstating the Service: Should you wish to restart the service, you will need to follow the re-enrollment process as specified on our website.

Disclaimer and Limitation of Liability

Service Accuracy: While we strive to ensure that the balance information is accurate and timely, Secure the Bag does not guarantee that the content will be error-free or that updates will be provided without interruption or delay.
Not a Financial Advisory: The SMS notifications are provided for informational purposes only and should not be used as the sole basis for making financial decisions.
Limitation of Liability: To the fullest extent permitted by law, Secure the Bag and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our SMS notification service.

Changes to the Policy

Amendments:We reserve the right to modify or update this SMS Opt-In Policy at any time. Significant changes will be communicated via SMS or through our website. Continued use of the service after such changes constitutes your acceptance of the revised policy.